From cyber threats to tax audits, we've put the most common SME insurance needs in one place. Get covered online or speak to a broker for anything more complex.

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Cyber Insurance

Data breaches, ransomware, business interruption, regulatory fines, and social engineering — up to $2,000,000 of cover across six insuring clauses. Underwritten at Lloyd's with Mills Oakley on call 24/7.

Get a quote → Online ⚡

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Trades Liability & Tools

Public liability for builders, carpenters, plumbers, electricians, landscapers, and contractors working on site. Covers property damage and personal injury arising from your work — plus optional tools cover.

Get a quote → Online ⚡

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Tax Audit Insurance

The ATO is auditing more small businesses. Cover your accountant's fees when you're selected for a tax audit — whether it's income tax, GST, superannuation, or payroll tax.

Get a quote → Online ⚡

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Vacant Land Liability

Own vacant land? You'd be surprised what you're liable for if someone gets hurt. Simple public liability protection for landowners — up to $20M cover for personal injury or property damage.

Get a quote → Online ⚡

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Allied Health Liability

Simple, affordable public & products liability for allied health professionals — physiotherapists, naturopaths, myotherapists, and more. Protects against claims for injury or property damage arising from your clinical work.

Talk to a broker → Coming soon

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Commercial Legal Fees

Legal disputes can destroy small businesses. Protect yourself against employment claims, contract disputes, property issues, and criminal prosecution defence — legal cover most SMEs don't know they need.

Talk to a broker → Coming soon

Commercial drone insurance

Flying drones for work?

Whether you fly daily or just for one-off jobs, we have full damage and liability cover for commercial pilots — annual policies or short-term per-job cover.

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DroneCare Online

Annual policy

Your annual protection for commercial drone pilots. Hull and liability cover up to $10M for aerial photography, surveying, inspections, and more.

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Hull damage & theft

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Third-party liability up to $10M

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Multiple occupations covered

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12-month policy period

Flying commercially for a one-off job? Get short-term hull and liability cover for a single drone operation — flexible duration from one day up.

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Cover from a single day

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Third-party liability included

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Instant online binding

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No annual commitment

Learn more →

How it works

From questions to covered in minutes

Answer a few quick questions

Tell us about your business — what you do, your revenue, and what you're looking to protect.

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Get instant quotes

See your price immediately. No waiting for callbacks, no proposal forms, no broker phone tag.

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Bind your policy online

Review your coverage summary, pay online, and receive your certificate of currency immediately.

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We handle everything else

Our broker team manages your policy from day one — renewals, amendments, and claims support included.

Why go direct with Pocket

Broker expertise, direct pricing

Pocket is part of the ISH family — one of Australia's largest insurance groups. You get the same expertise, but direct pricing with no middleman markup.

Access

Part of the ISH family

Pocket is backed by ISH, one of Australia's largest insurance intermediary groups. That means access to markets, underwriters, and products that independent brokers can't reach — passed directly to you.

Speed

Instant quotes, no paperwork

For most of our products, you can get a firm premium, review the PDS, and bind online in under 5 minutes. No proposal forms, no waiting for an underwriter to call back — just a price and a pay button.

Support

Real brokers for complex situations

Not every risk fits a straight online path. Our brokers don't recite scripts — they understand the products and can access markets that don't have public-facing quote tools. Call us, and you'll speak to someone who actually knows.

Pricing

No broker markup, ever

We're transparent about our fees. For direct online products, there's a fixed broker fee that's shown on your quote — no hidden commissions inflating your premium, no surprises at renewal. The price you see is the price you pay.

Not sure what you need?