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Business Details
Tell us about your business
We'll use these details to generate your Trades Liability quote. Takes around 2 minutes.

You can choose a start date up to 45 days in advance and a policy period between 6–18 months.

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Total 0%

Must total 100%. Split across multiple activities if needed.

Maximum $4,000,000. Enter your last completed financial year turnover.

Total 0%

In respect to turnover/income for the last financial year, please provide a percentage breakdown by state. Must total 100%.

Include yourself and any employees or staff.

Do you use Contractors, Sub-contractors, or Labour Hire Personnel?
Do they have their own Liability Insurance?
We'll need a few more details. This won't automatically disqualify you — our underwriters review each case individually. Please describe the claim(s) in detail and include the $AUD amount(s) claimed.
Great. No prior claims on record.

Duty of Disclosure

What You must tell Us

We will ask You various questions when You apply for cover. When You answer those questions, You must take reasonable care not to make a misrepresentation to Us. We will use the answers in deciding whether to insure You, and anyone else to be insured under the Policy, and on what terms. You have this same duty to disclose those matters to Us before You renew, extend, vary or reinstate Your Policy.

If You do not tell Us

If You do not answer Our questions in this way, We may reduce Our liability under contract in respect of a claim or refuse to pay a claim, or cancel the Policy. If You answer Our questions fraudulently, We may refuse to pay a claim and treat the Policy as never having commenced.

Excluded Activities

You confirm that you do NOT perform any work in connection with the following:

  • any dams, canals, viaducts or watercourses;
  • any commercial or industrial towers, commercial or industrial steeples, commercial or industrial chimney, commercial or industrial shafts, or commercial or industrial blast furnaces;
  • any bridge, overpass, tunnel or highway construction;
  • any rail, railways, railway corridors, or railway stations;
  • any power station (including wind, hydro and solar), overhead powerlines, transmission lines, substation and/or water utility and mains pipelines;
  • any mines sites (above ground or below ground) and/or mine infrastructure;
  • any breakwaters, seawalls, wharves, jetties, ship loading facilities, docking stations or marine vessels or watercraft;
  • any airports, aircraft, aerodrome, airstrip, hangar, runway curtains or runways;
  • any petroleum refinery, petrochemical plants, fuel storage, or handling facilities;
  • any chemical refinery, chemical plants, chemical storage, or handling facilities;
  • any oil refinery, oil plants, oil storage, or handling facilities;
  • any off-shore work platforms;
  • any amusement rides or theme parks;
  • any defence sectors/industries including, but not limited to Army, Navy & Airforce;
  • any swimming pool construction, installation, or maintenance;
  • any playground or play equipment construction, installation, or maintenance;
  • any reblocking, restumping, raising, removal or relocation of houses.